Remember the day?
I remember the day when credit cards were just given away in the mail. Those days are far gone now. Today you're pre-approved for a credit card with 22 or more percent rate attached. You also could...
View ArticleI almost never use Credit cards
I use Debit cards but I almost never use Credit cards. I feel that if I do not truly have the money in my pocket or bank account for use, then I don't really need to be buying. I do not like the idea...
View Article"For when you will want to buy a car or a house!"
When I was younger, I was not convinced by credit cards. I thought it pointless to pay with credit what I could pay with money; I liked going to the bank, withdrawing the money I'd need over the next...
View ArticleWould you consolidate credit cards?
When I'm standing in the checkout line I can help but notice that some people have more than one credit card. I think of how much finance charges they must be paying...jees. Granted some are...
View ArticleGood first Credit Card?
I am getting close to turning 18, and I want to make sure my credit stays balanced as well as I can. I realize due to my first time dealing with any sort of finance my interest rates are high and my...
View ArticlePaypal Prepaid Debite Mastercard
Does anyone have a Paypal Prepaid Debit Master card? I've had mine for 3 months now. I bought one to transfer the money on my PayPal to the card & then I use it or do a cash-back and retrieve my...
View ArticleBad Experience with Credit Card Company
My bestfriend and I decided to apply for a credit card for each of us and both were granted. We always pay our bills at the same time since we both live and work in the same place. We paid our bills...
View ArticleHow much credit card debt do you have?
I only have one credit card, and it's at about $2000. My goal is to pay it off this year and then not use it anymore. How about you? Do you have a lot of cards? A lot of debt?
View ArticleHow Much Do You Owe? How Did You Get That Far?
I've met people that owe 20 times their salary, and obviously banks love them. I personally have never had one and wish I never will need one... Save me RNGsus. Do you owe too much? What happened? My...
View ArticleI hate Capital One!!!
I first opened up a credit card with them and everything was good for the first two months. Eventually I come upon an account is restricted screen. I call and ask and they said because a $25 payment...
View ArticleExperience With Amazon Credit Card?
I'm thinking about getting a credit card in the near future so I can build up my own credit. I have a coworker who really likes her Amazon credit card, but I wanted to get more opinions (good or bad)...
View ArticleWhat is one credit card you would never recommend?
Is there a specific credit card or credit card company you would never reccommend? And if so what is your reason for avoiding them?
View ArticleHow To Get A Sence Of The Money You Are Spending When Paying With Cc
I have this problem when purchasing stuff with my credit cards. I do not realize that the money spent is real. This is not uncommon, but it got to the point at which I am worried for my personal...
View ArticleHow many credit cards do you own?
I personally have 3 credit cards at 3 different financial institutions. I have 3 because each of them offer better rewards than the other at particular stores and some have better rewards than the...
View ArticleCash Back Credit Cards
We only have one credit card because we are not proponents of debt. In fact, we pay it off every month. So choosing just one card was a tough choice. There are a lot of rewards credit cards out there....
View ArticleCredit or debit?
Which type of card do you prefer? Credit or Debit? Personally, I prefer debit cards. I like to spend what I have rather than go into debt, and acquiring credit card debt in particular is a really bad...
View ArticleDoes Bluebird By American Express Help Improve My Credit-score?
I imagine it does, in a 'universal' sense (more along the lines of 'all the debts & credits you've amassed' than 'all the debts & credits on one-or-another group's records'). But ... I got a...
View ArticleChipping Away At The Bill
Now that you can pay credit card bills online, it is easy to chip away at the bill so to speak as opposed to waiting for the due date to arrive. In the past there were months when the due date rolled...
View ArticleReminder To Credit Score Builders
How do you improve your credit score. To start with a credit score is simply a number that shows your risk where creditors are concerned. In other words your interest rate for a credit card, home loan,...
View ArticleHow Accurate Is The Credit Score Tracker?
My credit card company has just added a free credit score tracker to its Web interface and I am curious of how accurate these trackers are? It looks as though mine is through Trans Union and it will...
View Article
